Proudly Serving Chattanooga — and Beyond
Comprehensive financial planning for clients across the continental USA.
Services Offered
What We Do
- Planning for Businesses, professionals, and families
- Planning for Teachers, Administrators, College Professors, and First Responders
- We also offer other services through our teams of other credentialed advisors. (Attorneys, CPAs, CFPs, and real estate advisors)
- Financial Educational guidance
- Comprehensive Retirement Planning
- Insurance Planning (life, disability, long-term care, lower-cost annuity plans, final expense coverages, and Medicare-Supps)
- Estate Planning
- Philanthropic Planning
- Asset Protection Planning
- Debt Reduction Analysis and planning ( we reduce your debt % and help u build wealth)
- Generational Succession Planning
AI Overview
Proper IUL Structure Plans
To properly structure an Indexed Universal Life (IUL) policy, minimize the initial death benefit to maximize cash value growth and ensure the policy does not become a Modified Endowment Contract (MEC).
Design the policy for maximum cash value accumulation using a max-funded approach. This allows for tax-free access to living benefits and keeps the policy’s cost of insurance as low as possible, ideally decreasing as you age.
Key Structuring Principles
Why This Structure Works
Lion of Judah Financial
Chattanooga, Tennessee